Most of us look forward to spending our golden years relaxing and enjoying life after finishing a lifetime of work. Just how much we can achieve in our retirement years will depend on different factors. Among them, income is one of the most important in deciding whether we can spend our senior years in leisurely comfort.

What is your ideal retirement life? Are you facing the same challenges? You may have envisioned ideal ways to retire – dreams to pursue, places to travel to, new things to learn, or even a sanctuary to spend the rest of your life in. How can you achieve everything in this long wish list? You need thorough and careful planning in advance. Check out the following information and you will have some ideas that bring you closer to your dream retirement.

Achieving an ideal retirement for your golden years requires holistic planning in asset allocation and investment. Our survey findings indicate that people on average invests 62% of their MPF/ORSO assets in equity funds. Over 70% have reviewed their MPF or ORSO accounts at least once a year, and nearly 50% have adjusted their MPF or ORSO accounts at least once a year.

Do you regularly review your own MPF/ORSO account? Are you adjusting your asset allocation from time to time to make it a well-balanced portfolio? You should plan your retirement well in order for it to take good care of you when you retire. Understanding your risk profile can help you choose a portfolio that fits your needs. In addition, it is important to review your MPF/ ORSO accounts regularly to ensure they go along with your long-term goal. Check out the following information to get basic ideas on retirement savings and investment.

Having the right financial knowledge and attitude is key to building an ideal retirement plan. Our survey results show that whilst two-third consider themselves to have become more knowledgeable about retirement products, most people do not yet fully understand investment returns and risks.

Do you understand your investment risks? Do you consider yourself reasonably knowledgeable about the retirement products available in the market? Acquiring adequate financial knowledge and getting to understand your own investment risk tolerance is essential for investment. Check out the information below and learn more about the market to better equip you to come up with a successful retirement plan.